{"id":20426,"date":"2026-03-05T12:36:27","date_gmt":"2026-03-05T08:36:27","guid":{"rendered":"https:\/\/duzgun.az\/?p=20426"},"modified":"2026-03-05T15:18:33","modified_gmt":"2026-03-05T11:18:33","slug":"prezident-f%c9%99rman-imzaladi","status":"publish","type":"post","link":"https:\/\/duzgun.az\/?p=20426","title":{"rendered":"Prezident f\u0259rman imzalad\u0131"},"content":{"rendered":"

D\u00fczg\u00fcn.az x\u0259b\u0259r verir ki, <\/strong>Prezident \u0130lham \u018fliyev k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131nda g\u00fcz\u0259\u015ftli maliyy\u0259l\u0259\u015fdirm\u0259 bar\u0259d\u0259 bir s\u0131ra m\u0259s\u0259l\u0259l\u0259rin t\u0259nziml\u0259nm\u0259si v\u0259 bununla \u0259laq\u0259dar b\u0259zi f\u0259rmanlar\u0131nda d\u0259yi\u015fiklik edilm\u0259si haqq\u0131nda f\u0259rman imzalay\u0131b.<\/span><\/p>\n

F\u0259rmana \u0259sas\u0259n, K\u0259nd T\u0259s\u0259rr\u00fcfat\u0131 Nazirliyi (KTN) d\u00f6vl\u0259t ba\u015f\u00e7\u0131s\u0131n\u0131n 19 dekabr 2018-ci il tarixli f\u0259rman\u0131 il\u0259 t\u0259sdiq edilmi\u015f “K\u0259nd T\u0259s\u0259rr\u00fcfat\u0131 Nazirliyi yan\u0131nda Aqrar Kredit v\u0259 \u0130nki\u015faf Agentliyinin v\u0259saitind\u0259n istifad\u0259 Qaydas\u0131”n\u0131n 6-1-ci hiss\u0259sind\u0259 n\u0259z\u0259rd\u0259 tutulan kreditl\u0259rin t\u0259yinat\u0131 \u00fczr\u0259 x\u0259rcl\u0259nm\u0259sinin “Elektron k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131” informasiya sisteminin (EKT\u0130S) “aqrar ticar\u0259t (tapaqro)” altsistemi vasit\u0259sil\u0259 t\u0259\u015fkilini v\u0259 bu bar\u0259d\u0259 m\u0259lumatlar\u0131n \u00f6t\u00fcr\u00fclm\u0259si m\u0259qs\u0259dil\u0259 h\u0259min informasiya sistemi il\u0259 \u0130qtisadiyyat Nazirliyinin m\u00fcvafiq informasiya sisteml\u0259rinin inteqrasiyas\u0131n\u0131 t\u0259min etm\u0259lidir.<\/span><\/p>\n

Maliyy\u0259 Nazirliyi KTN il\u0259 birlikd\u0259 2026-c\u0131 ilin d\u00f6vl\u0259t b\u00fcdc\u0259sind\u0259n k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 m\u0259hsullar\u0131 istehsal\u00e7\u0131lar\u0131na subsidiyalar\u0131n \u00f6d\u0259nilm\u0259si m\u0259qs\u0259dil\u0259 ayr\u0131lm\u0131\u015f v\u0259saitin 10 milyon manatl\u0131q hiss\u0259sinin kreditl\u0259rin faizl\u0259rinin maliyy\u0259l\u0259\u015fdirilm\u0259si \u00fc\u00e7\u00fcn istifad\u0259 edilm\u0259si il\u0259 ba\u011fl\u0131 t\u0259dbirl\u0259r g\u00f6rm\u0259li, bu m\u0259qs\u0259dl\u0259 t\u0259l\u0259b olunan v\u0259saiti n\u00f6vb\u0259ti ill\u0259rd\u0259 d\u00f6vl\u0259t b\u00fcdc\u0259sinin layih\u0259sind\u0259 n\u0259z\u0259rd\u0259 tutmal\u0131d\u0131r.<\/span><\/p>\n

Bundan ba\u015fqa, f\u0259rmanla, k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 m\u0259hsullar\u0131n\u0131n istehsal\u0131 x\u0259rcl\u0259rinin (k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 istehsal vasit\u0259l\u0259rinin, o c\u00fcml\u0259d\u0259n mineral g\u00fcbr\u0259, biohumus, sertifikatl\u0131 toxum v\u0259 pestisidl\u0259rin al\u0131nmas\u0131, h\u0259m\u00e7inin aqrotexniki xidm\u0259tl\u0259rd\u0259n istifad\u0259) maliyy\u0259l\u0259\u015fdirilm\u0259si m\u0259qs\u0259dil\u0259 m\u00fcv\u0259kkil t\u0259\u015fkilatlar\u0131n (lizinq t\u0259\u015fkilatlar\u0131 istisna olmaqla) v\u0259saiti hesab\u0131na sahibkarl\u0131q subyektl\u0259rin\u0259 1 il m\u00fcdd\u0259t\u0259 q\u0259d\u0259r veril\u0259n kreditl\u0259rin \u0259sas borcu \u00fczr\u0259 hesablanm\u0131\u015f faizl\u0259rin Aqrar Kredit v\u0259 \u0130nki\u015faf Agentliyinin v\u0259saiti hesab\u0131na maliyy\u0259l\u0259\u015fdiril\u0259c\u0259k hiss\u0259sinin \u00f6d\u0259nilm\u0259si Agentliy\u0259 d\u00f6vl\u0259t b\u00fcdc\u0259sind\u0259n bu m\u0259qs\u0259dl\u0259 ayr\u0131lm\u0131\u015f v\u0259sait hesab\u0131na t\u0259min edilir.<\/span><\/p>\n

Kreditl\u0259rin illik faiz d\u0259r\u0259c\u0259sinin Agentliyin v\u0259saiti hesab\u0131na maliyy\u0259l\u0259\u015fdiril\u0259n hiss\u0259si v\u0259 h\u0259min kreditl\u0259rl\u0259 istehsal\u0131 maliyy\u0259l\u0259\u015fdiril\u0259n k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 m\u0259hsullar\u0131n\u0131n siyah\u0131s\u0131 \u00f6lk\u0259 Prezidentinin 27 iyun 2019-cu il tarixli f\u0259rman\u0131 il\u0259 t\u0259sdiq edilmi\u015f “K\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 m\u0259hsullar\u0131 istehsal\u0131n\u0131n subsidiyala\u015fd\u0131r\u0131lmas\u0131 Qaydas\u0131”na uy\u011fun m\u00fc\u0259yy\u0259n edilir.<\/span><\/p>\n

Sahibkarl\u0131q subyektl\u0259ri bu Qayda il\u0259 m\u00fc\u0259yy\u0259n edilmi\u015f g\u00fcz\u0259\u015ftli kreditl\u0259rin verilm\u0259si \u00fc\u00e7\u00fcn m\u00fcv\u0259kkil t\u0259\u015fkilata (lizinq t\u0259\u015fkilatlar\u0131 istisna olmaqla) r\u0259smi qaydada m\u00fcraci\u0259t edirl\u0259r. M\u00fcv\u0259kkil t\u0259\u015fkilat (lizinq t\u0259\u015fkilatlar\u0131 istisna olmaqla) m\u00fcraci\u0259tl\u0259rin qeydiyyata al\u0131nd\u0131\u011f\u0131 tarixd\u0259n 15 i\u015f g\u00fcn\u00fcnd\u0259n gec olmayaraq, kredit riskl\u0259ri t\u0259hlil olunmaqla kreditin verilm\u0259si bar\u0259d\u0259 q\u0259rar q\u0259bul edir, yaxud sahibkarl\u0131q subyektl\u0259rin\u0259 \u0259sasland\u0131r\u0131lm\u0131\u015f imtina m\u0259ktubu g\u00f6nd\u0259rir (t\u0259qdim edir). M\u00fcv\u0259kkil t\u0259\u015fkilat (lizinq t\u0259\u015fkilatlar\u0131 istisna olmaqla) m\u00fcsb\u0259t qiym\u0259tl\u0259ndirdiyi m\u00fcraci\u0259t\u0259 dair t\u0259l\u0259b olunan m\u0259lumatlar\u0131 (kreditin m\u0259bl\u0259\u011fi, t\u0259yinat\u0131, istifad\u0259 d\u00f6vr\u00fc v\u0259 sahibkarl\u0131q subyektinin EKT\u0130S-d\u0259 qeydiyyat\u0131 bar\u0259d\u0259) v\u0259 s\u0259n\u0259dl\u0259ri Agentliy\u0259 t\u0259qdim edir. T\u0259qdim edil\u0259n m\u0259lumatlar\u0131n bu Qaydan\u0131n 6-1.2-ci b\u0259ndin\u0259 \u0259sas\u0259n m\u00fc\u0259yy\u0259n edilmi\u015f g\u00f6st\u0259ricil\u0259r\u0259 uy\u011funlu\u011funu Agentlik 10 i\u015f g\u00fcn\u00fc m\u00fcdd\u0259tind\u0259 yoxlayaraq, veril\u0259c\u0259k kredit m\u0259bl\u0259\u011fin\u0259 m\u00fct\u0259nasib hesablanan faiz m\u0259bl\u0259\u011fini t\u0259sdiql\u0259yir v\u0259 ya m\u00fcv\u0259kkil t\u0259\u015fkilata (lizinq t\u0259\u015fkilatlar\u0131 istisna olmaqla) \u0259sasland\u0131r\u0131lm\u0131\u015f imtina m\u0259ktubu g\u00f6nd\u0259rir (t\u0259qdim edir).<\/span><\/p>\n

Qaydada n\u0259z\u0259rd\u0259 tutulmu\u015f qaydada ayr\u0131lan kredit m\u0259bl\u0259\u011fini m\u00fcv\u0259kkil t\u0259\u015fkilat (lizinq t\u0259\u015fkilatlar\u0131 istisna olmaqla) sahibkarl\u0131q subyektinin kart hesab\u0131na (h\u00fcquqi \u015f\u0259xsin cari hesab\u0131na) k\u00f6\u00e7\u00fcr\u00fcr v\u0259 na\u011fdla\u015fd\u0131r\u0131lmadan istifad\u0259 olunur. Sahibkarl\u0131q subyekti kredit v\u0259saitini, bu Qaydaya uy\u011fun olaraq, onun m\u00fcraci\u0259ti zaman\u0131 b\u0259yan edilmi\u015f t\u0259yinat \u00fczr\u0259 EKT\u0130S-in “aqrar ticar\u0259t (tapaqro)” altsistemi vasit\u0259sil\u0259 t\u0259chizat\u00e7\u0131lar\u0131n hesablar\u0131na k\u00f6\u00e7\u00fcr\u00fcr. Kredit m\u00fcqabilind\u0259 m\u00fcvafiq m\u0259hsul, i\u015f v\u0259 xidm\u0259tl\u0259rin t\u0259hvil verilm\u0259sini t\u0259sdiq ed\u0259n s\u0259n\u0259dl\u0259r t\u0259hvilver\u0259nin raz\u0131l\u0131\u011f\u0131 il\u0259 \u0130qtisadiyyat Nazirliyi yan\u0131nda D\u00f6vl\u0259t Vergi Xidm\u0259tinin Avtomatla\u015fd\u0131r\u0131lm\u0131\u015f Vergi \u0130nformasiya Sistemi vasit\u0259sil\u0259 EKT\u0130S-\u0259 inteqrasiya edilir.<\/span><\/p>\n

Sahibkarl\u0131q subyektl\u0259ri ald\u0131qlar\u0131 g\u00fcz\u0259\u015ftli kreditl\u0259r \u00fczr\u0259 \u0259sas borclar\u0131n\u0131 v\u0259 faiz borclar\u0131n\u0131n Agentliyin v\u0259saiti hesab\u0131na maliyy\u0259l\u0259\u015fdirilm\u0259y\u0259n hiss\u0259sini m\u00fcqavil\u0259 \u015f\u0259rtl\u0259rin\u0259 uy\u011fun olaraq \u00f6d\u0259m\u0259lidirl\u0259r. Agentlik verilmi\u015f kreditl\u0259r \u00fczr\u0259 faizl\u0259rin maliyy\u0259l\u0259\u015fdirdiyi hiss\u0259sinin hesablanmas\u0131n\u0131 v\u0259 h\u0259min hiss\u0259 \u00fczr\u0259 r\u00fcbd\u0259 1 d\u0259f\u0259d\u0259n gec olmayaraq \u00f6d\u0259ni\u015fl\u0259rin h\u0259yata ke\u00e7irilm\u0259sini t\u0259min edir. Agentlik, hesablanan faiz borcunun maliyy\u0259l\u0259\u015fdiril\u0259n hiss\u0259si istisna olmaqla, m\u00fcqavil\u0259 \u00fczr\u0259 h\u0259r hans\u0131 ba\u015fqa \u00f6hd\u0259lik v\u0259 m\u0259suliyy\u0259t da\u015f\u0131m\u0131r.<\/span><\/p>\n

Bu Qaydaya uy\u011fun olaraq h\u0259yata ke\u00e7iril\u0259n monitorinq zaman\u0131 kredit v\u0259saitind\u0259n 3 ay m\u00fcdd\u0259tind\u0259 istifad\u0259 edilm\u0259m\u0259si v\u0259 ya t\u0259yinat\u0131 \u00fczr\u0259 istifad\u0259 edilm\u0259m\u0259si hallar\u0131 a\u015fkarland\u0131qda, Agentlik faizl\u0259rin maliyy\u0259l\u0259\u015fdiril\u0259n hiss\u0259sinin hesablanmas\u0131n\u0131 v\u0259 \u00f6d\u0259nilm\u0259sini dayand\u0131r\u0131r.<\/span><\/p>\n

Bu Qaydada n\u0259z\u0259rd\u0259 tutulmu\u015f halda \u00f6d\u0259nilmi\u015f g\u00fcz\u0259\u015ft v\u0259saitini m\u00fcv\u0259kkil t\u0259\u015fkilat (lizinq t\u0259\u015fkilatlar\u0131 istisna olmaqla) Agentliy\u0259 qaytar\u0131r. Agentliyin yaz\u0131l\u0131 t\u0259l\u0259bind\u0259n sonra m\u00fcv\u0259kkil t\u0259\u015fkilat (lizinq t\u0259\u015fkilatlar\u0131 istisna olmaqla) 30 i\u015f g\u00fcn\u00fc m\u00fcdd\u0259tind\u0259 v\u0259saitin k\u00f6\u00e7\u00fcr\u00fclm\u0259sini t\u0259min etm\u0259zs\u0259, Agentlik gecikdiril\u0259n m\u0259bl\u0259\u011fin qaytar\u0131lmas\u0131 \u00fc\u00e7\u00fcn normativ h\u00fcquqi aktlarda n\u0259z\u0259rd\u0259 tutulmu\u015f t\u0259dbirl\u0259ri g\u00f6r\u00fcr. Qaytar\u0131lan v\u0259saitd\u0259n bu Qaydan\u0131n m\u0259qs\u0259dl\u0259rin\u0259 uy\u011fun istifad\u0259 edilir.<\/span><\/p>\n

Bu Qaydaya uy\u011fun olaraq Agentliy\u0259 qaytar\u0131lm\u0131\u015f v\u0259saiti m\u00fcv\u0259kkil t\u0259\u015fkilat (lizinq t\u0259\u015fkilatlar\u0131 istisna olmaqla) sahibkarl\u0131q subyektind\u0259n t\u0259l\u0259b edir. Bel\u0259 sahibkarl\u0131q subyektl\u0259rin\u0259 n\u00f6vb\u0259ti 3 il m\u00fcdd\u0259tind\u0259 faizl\u0259rinin bir hiss\u0259sini Agentliyin maliyy\u0259l\u0259\u015fdirdiyi kreditl\u0259r verilmir.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

D\u00fczg\u00fcn.az x\u0259b\u0259r verir ki, Prezident \u0130lham \u018fliyev k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131nda g\u00fcz\u0259\u015ftli maliyy\u0259l\u0259\u015fdirm\u0259 bar\u0259d\u0259 bir s\u0131ra m\u0259s\u0259l\u0259l\u0259rin t\u0259nziml\u0259nm\u0259si v\u0259 bununla<\/p>\n","protected":false},"author":2,"featured_media":20427,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,1],"tags":[],"class_list":["post-20426","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rsmi","category-esas"],"_links":{"self":[{"href":"https:\/\/duzgun.az\/index.php?rest_route=\/wp\/v2\/posts\/20426","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/duzgun.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/duzgun.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/duzgun.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/duzgun.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20426"}],"version-history":[{"count":1,"href":"https:\/\/duzgun.az\/index.php?rest_route=\/wp\/v2\/posts\/20426\/revisions"}],"predecessor-version":[{"id":20428,"href":"https:\/\/duzgun.az\/index.php?rest_route=\/wp\/v2\/posts\/20426\/revisions\/20428"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/duzgun.az\/index.php?rest_route=\/wp\/v2\/media\/20427"}],"wp:attachment":[{"href":"https:\/\/duzgun.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20426"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/duzgun.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20426"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/duzgun.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20426"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}